Here we were told that the service “provides a report of all registered sex offenders living within your immediate area, and notifies you when a new sex offender is added.” That’s great and all, but it also told us it didn’t find any matches.įYI: Most social media monitoring services scour social networks like Facebook, Twitter, and Instagram looking for instances where your reputation might be compromised by others, or even by your own posting habits. Here’s where we had our first moment of doubt with IDnotify. This monitoring would notify us if a loan of this type was opened using our identity (our name, address, or driver’s license number). In a nutshell, non-credit loans include payday and quick-cash loans that don’t require a credit inquiry or social security number to secure. Once again, IDnotify’s resources cleared up the ambiguity. Once again, we were happy to see nothing turned up here, but this is the first time we’ve seen this specific service, so we were curious about what it did. We already covered our Internet Surveillance report when we took a look at our initial alerts, so we’ll skip over that and move on to our non-credit loan monitoring. This service is important because if an identity thief gains access to an account or card, sometimes they take a while before they make a fraudulent transaction, and it can be even longer before that act is reported to collections and appears on your credit report. We’ve lived in all of the places IDnotify turned up, and there weren’t names we didn’t recognize, so we were all good. First-time users might get a little freaked out by this, but don’t worry - there’s no cause for alarm unless you see an address or a name you’re not familiar with. Here we found multiple alerts of aliases and addresses that were associated with our social security number in public records, and a map to show us where these aliases and addresses were located. Next, we had our Social Security Number Trace report. We also have a thorough guide on exactly what to look for in an ID theft protection service. Unfortunately IDnotify missed an opportunity here to really knock it out of the park - there’s no real support section to speak of, and the FAQs, while helpful, don’t do much to explain what the layperson is looking at. Now, we will say if you’re not well versed in the language of these things, it can be a little daunting to unpack everything. Here - take a look at the options we could drill down into: Obviously, there’s a lot of sensitive information in here, so we’re not going to be able to show it to you, but this is seriously the most detailed report we’ve seen to date. Let’s go through them one by one so that you can know what to expect. These weren’t alerts in the sense that IDnotify had found suspicious activity, these were just monitoring reports. If you’re interested in protecting more than just yourself, take a look at our best identity theft protection services for families, and our roundup of best coverage for children. Worth noting - as is the case with most higher-tier services, IDnotify offers both family and individual plans. VantageScore, Experian, Equifax, TransUnion
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